Last updated: July 2026
Baremetrics Recover is a dunning module inside a full subscription-analytics platform. If you came for the recovery and don't need the MRR dashboards, LTV and cohort reports, you're paying for a suite to get one feature. SaveMyMRR is the standalone version: recovery is the whole product, on a flat fee, connected to Stripe in minutes.
Below is an honest, feature-by-feature comparison — including a section on when Baremetrics is the better choice, because for a lot of teams it is.
Free plan connects Stripe and shows lost MRR. No card to start.
Baremetrics is, first and foremost, a subscription-analytics product — MRR, net revenue retention, churn cohorts, LTV, forecasting. Recover is its failed-payment recovery module. That's a genuinely strong package if analytics is what you want. The catch for a recovery-only buyer is structural:
SaveMyMRR inverts that: no analytics suite, no MRR-scaled pricing, no cut of what it recovers. You pay a flat monthly fee for the recovery engine and nothing else. If you do want the analytics, that's a real reason to pick Baremetrics — covered honestly further down.
Capability, not marketing copy. The SaveMyMRR column is drawn straight from this codebase; the Baremetrics Recover column reflects its public positioning in mid-2026 and is kept deliberately hedged.
| Feature | SaveMyMRR | Baremetrics Recover |
|---|---|---|
| Sold as a standalone recovery tool | Yes — recovery is the whole product | No — a module of the Baremetrics analytics suite |
| Requires buying analytics you may not need | No | Historically bundled with / gated behind an analytics plan |
| Fires the card retry itself | Yes — invoices.pay at set steps | Dunning emails + relies on Stripe's own retries |
| Retry schedule you can read | Published: 0 / 24 / 72 / 120 / 168h | Configurable email cadence; retry timing via Stripe |
| Recovery emails | Multi-step; per-customer copy on Pro, own brand | Templated dunning emails, own branding |
| Hosted card-update / capture page | Not yet — email links back to update the card | Yes — a hosted payment-capture page |
| Full subscription analytics (MRR, LTV, cohorts) | No — recovery dashboard only | Yes — that's Baremetrics' core product |
| Stripe access it asks for | Restricted key only, AES-256-GCM at rest | Account connection (varies) |
| Pricing model | Flat $29 / $79 per month | Baremetrics plan (scales with MRR) ± Recover add-on |
Baremetrics bundling and pricing change — confirm current details on baremetrics.com/recover before you buy.
The exact numbers depend on Baremetrics' current plans, so here's the shape rather than invented figures. The thing that moves the bill is that Baremetrics pricing is tied to your MRR and gets you an analytics suite whether or not you use it; SaveMyMRR is flat and recovery-only.
Full breakdown on the pricing page. Free is a real plan — you keep the dashboard and manual recovery forever.
Because there's no analytics warehouse to populate, switching to (or trialing) SaveMyMRR is quick:
Create a restricted Stripe key
Scoped to read charges/invoices/customers and write invoices — nothing broader. It's encrypted at rest with AES-256-GCM.
Paste it and let the worker read your failed invoices
No historical import or data build-up to wait on — recovery is about live failures, not backfilled analytics.
Start in detect-only if you want to look first
Connect read-only, see lost MRR, and enable retries when you're ready. Nothing is sent or charged until you say so.
The full mechanics are on how it works, and the recovery emails themselves are on the dunning email templates page.
Recovery-only doesn't mean a black box. Here's the exact cadence SaveMyMRR runs after a payment fails — the same for every account (adjustable on Business):
| When | Retry the card? | Send an email? |
|---|---|---|
| On failure (0h) | No | Yes |
| Day 1 (24h) | Yes — invoices.pay | Yes |
| Day 3 (72h) | No | Yes |
| Day 5 (120h) | Yes — invoices.pay | Yes |
| Day 7 (168h) | Stop — mark churned | No |
See it run on sample data on the demo, or read how Stripe's own retries fit in on Stripe Smart Retries.
Pick SaveMyMRR if…
Pick Baremetrics Recover if…
There are real situations where Baremetrics wins and SaveMyMRR isn't the right tool. Worth saying plainly:
If none of those apply and you just want to stop bleeding MRR to failed payments without buying an analytics platform, that's exactly the gap SaveMyMRR is built for.
The only question that matters is whether the recovered revenue beats the fee. Put your MRR and failure rate in — it runs in your browser, nothing leaves the page — and it'll tell you whether a flat $29/mo recovery tool pays for itself.
Stripe → Billing → Overview. A round number is fine.
Per customer, per month. Only used to turn dollars back into invoices.
Don't guess if you can count: failed invoices ÷ all invoices over the last 90 days.
Of the failed amount, how much comes back on its own — mostly Stripe retrying the card quietly. Your dashboard knows.
Retries plus emails plus a card-update link. Use a number you'd bet on, not a number from someone's brochure.
Baremetrics is a subscription-analytics platform, and Recover is its dunning module — you're buying (or bundling with) the analytics suite to get the recovery feature. SaveMyMRR is the opposite: recovery is the entire product, sold standalone on a flat $29/mo fee. If you already want Baremetrics' MRR dashboards, cohort analysis and LTV reporting, Recover riding alongside them makes sense. If all you want is to stop losing money to failed Stripe payments — without paying for an analytics suite that scales with your MRR — a recovery-only tool is cheaper and simpler.
For a recovery-only need, almost always — because SaveMyMRR is a flat fee ($29 Pro, $79 Business) that never scales with your MRR and never takes a cut of what it recovers, whereas Baremetrics' pricing is tied to the analytics plan and tends to climb as your revenue grows. Confirm current Baremetrics pricing on their site, but the structural point stands: you're not paying for analytics you didn't come for. For an indie SaaS at $5–50k MRR, a flat recovery fee is usually the lower and more predictable bill.
No, and it's worth being straight about it. Baremetrics Recover has a hosted payment-capture page, and it sits inside a full analytics product — MRR, churn, LTV, cohorts, forecasting — that SaveMyMRR deliberately doesn't try to be. SaveMyMRR does one job: watch failed Stripe invoices, retry the card on a published schedule, and send recovery emails, with a per-recovery dashboard. If you need the analytics suite or a white-labeled capture page today, Baremetrics is the more complete product.
Minutes either way — both connect to Stripe. With SaveMyMRR you create a restricted Stripe key scoped to charges, invoices and customers, paste it, and the worker starts watching failed invoices. There's no analytics warehouse to populate or historical import to wait on, because there are no analytics to build. You can also connect a read-only key in detect mode first to see lost MRR before enabling any retries.
No. SaveMyMRR uses a restricted Stripe key with read access to charges/invoices/customers plus write on invoices, encrypted at rest with AES-256-GCM. A restricted key can't move money out, change your payout account, or touch anything outside those scopes — so the risk of trying it is low. That's a deliberately narrower grant than connecting a full analytics platform to your account.
When analytics is the actual job. If you want one place for MRR, net revenue retention, cohort churn, LTV and forecasting — and dunning is a nice-to-have riding alongside it — Baremetrics is built for that and Recover is a sensible add-on. Also if you specifically need a hosted, white-labeled payment-capture page today. SaveMyMRR is the better fit when you want recovery only, on a flat fee, without buying an analytics suite that grows with your MRR.
Yes. The demo runs the full five-step recovery sequence on sample data with no key, and the involuntary-churn calculator turns your MRR and failure rate into a yearly recoverable figure entirely in your browser. Neither touches your Stripe account. The Free plan then connects one Stripe account and shows every failed payment and lost MRR before you pay anything.
Recover failed payments without buying an analytics suite.
Connect Stripe & recoverNot ready? Run the calculator or compare the Churnkey alternative too.